Last updated: 8 October 2026
These Terms of Use apply to access to and use of smam.ch and content made available through the website.
1. About SMAM
The website is operated by Summit Metrics Advisory Management FZCO, trading as SMAM, an independent strategic and capital advisory firm with headquarters in the United Arab Emirates and an operational presence in Geneva, Switzerland.
2. Informational purpose only
Website content is provided for general informational purposes. It does not constitute investment, financial, legal, tax, accounting or other professional advice and should not be relied upon as a substitute for advice tailored to a specific situation.
3. No offer, solicitation or regulated recommendation
Nothing on the website constitutes an offer, solicitation, recommendation or commitment in relation to securities, financial instruments, investments, financing or any transaction. SMAM provides professional services only under separately agreed written engagement terms.
4. Permitted use
You may access and use the website for lawful informational and professional purposes. You must not misuse the website, attempt to interfere with its security or operation, access restricted areas without authorisation, introduce malicious code, scrape the website at scale, or use SMAM content in a manner that infringes intellectual-property or other rights.
5. Publications and intellectual property
SMAM publications, frameworks and other materials are protected by intellectual-property rights. Access to a publication does not transfer ownership or grant a licence to reproduce, distribute, modify, resell or commercially exploit it. Reasonable internal use by the recipient for evaluation and professional reference is permitted unless the publication states otherwise.
6. No warranty
The website and its content are provided on an “as available” basis. To the extent permitted by law, SMAM disclaims warranties as to uninterrupted availability, completeness, accuracy, timeliness or fitness for a particular purpose.
7. Limitation of responsibility
To the extent permitted by applicable law, SMAM is not responsible for losses arising solely from reliance on general website content, use or inability to use the website, or content and services provided by third parties. Nothing in these Terms excludes or limits liability where such exclusion or limitation is prohibited by law.
8. External links
The website may link to third-party websites or platforms. SMAM does not endorse or control those services and is not responsible for their content, availability, security or privacy practices.
9. Personal data
Personal data is processed in accordance with our Privacy Policy and Cookie Policy.
10. Changes to the website and these Terms
SMAM may update, suspend or change the website, its content or these Terms from time to time. The version displayed on the website is the version applicable at the time of access.
11. Governing law and jurisdiction
These Terms and any dispute arising from use of the website are subject to the laws and jurisdiction determined by the mandatory rules applicable to the relevant relationship and circumstances. Nothing in these Terms limits any rights or protections that cannot lawfully be excluded.
12. Contact
Questions about these Terms may be sent to contact@smam.ch.